Can I have N26 as a my business' bank account?

Last updated: October 15, 2020

No, unfortunately you can't.

N26 accounts are designed specifically for self-employed and freelance users - not for companies or other legal entities. Even though you may consider yourself a freelancer, you have an Estonian company (legal entity), and therefore you wouldn't fit with their offered solution.

With an N26 account, you'd have to manage both your business and your personal expenses under your name. This isn't acceptable for the Estonian Tax authorities and Xolo, as personal funds should always be kept separate from business funds.

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