Freelance and invoice without a company

Send your first invoice in 10 minutes, see for yourself.

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Hello Friend!
With Go you can invoice customers in the EU, US or Canada. You'll also need an IBAN account e.g. from Wise. Otherwise, check out our Leap option.

Why choose Xolo Go?

Everything you need
Xolo Go makes it easy to create, send and track invoices. It comes with a dedicated business bank account (IBAN) and all-in-one online dashboard.
Get paid at any time
You decide when to withdraw money and get your income. There are no fixed fees, we only charge 5% of the withdrawal.
No registered company
Xolo Go is based on an innovative partnership model accepted in all European countries, which means you can use our legal framework for invoicing.

Start your freelance business today.
No fixed fees, pay as you go.

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Xolo Go is a product ideally suited for freelancers offering professional services without the need to own a company.
Rob Louw - UI/UX designer

How it works?

Use features of a registered company

A totally paperless virtual company concept lets you provide professional services and send invoices to customers in Europe, USA or Canada.

Company as a service

No commitment and no fixed monthly fees — you only pay a small 5% service fee when you withdraw money for personal use.

Top-tier tools

Intuitive invoicing solution with automatic VAT calculation based on customer’s details. Send offers, invoice, reimburse expenses and get paid quickly.

Trusted by thousands of solopreneurs

67 735

Customers all over the world


Worth of invoices handled

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Everything you need to get going

Start building your business without registering it

Xolo Go provides you with a revolutionary framework to use the features of a registered EU company without owning one yourself. Your accounting is automated and corporate compliance is taken care of in the background. Just focus on your passion and let Xolo take care of the rest!

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Dr. Walter's testimonial

I was looking for a much simpler way of doing my business, concentrating on the “real” work, which I like very much.

Dr. Walter L Kuehnlein - Blue Technology Expert

Bring your business admin to a minimum.

Fully online solution with a dedicated support

Start building your business without registering it

Xolo features an online self-service accessible from anywhere in the world. Our team of accountants will gladly provide their help and notify you if anything needs your attention.

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With Xolo Go, everything is digitalised, semi-automatic, professional and crystal clear.
Henk Vrb - Translator

Deduct business expenses, pay less taxes

Reimburse your business expenses to make your taxable income smaller. Email or upload photos of your receipts and we’ll take care of the rest.

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Start your dream job today without
the stress of bureaucracy.

Business bank account included

Setting up a business bank account can be a hassle. That’s why we’ll provide you with a dedicated account as a part of the service. No need to visit a bank.

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Withdraw money when you want

Withdraw money to your personal account at any time. No fixed fee, you only pay 5% of the amount withdrawn.

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Doing my personal tax statements is very easy because I just need to provide the tax authorities with the receipt from Xolo showing the net amount of money I have withdrawn last year from my Xolo account.
Dr. Walter L. Kuehnlein
Blue Technology Expert

Why wait? Start working,
start earning

From €0 / month
Just 5% of all outgoing payments

Frequently asked questions, answered

If you decide to sign up with Xolo Go, you’ll go through some simple onboarding and verification steps, and can start invoicing in 10 minutes.

When signing up, we ask you to provide your personal IBAN that you’d like to use when paying out money for your personal use. You can make withdrawals to your personal bank account whenever you’d like and payments will be executed within one business day.

Xolo only deals with the value added tax (VAT) that’s automatically added to your invoices based on your customer’s location. Xolo does not, however, withdraw any personal taxes from your income.

You can decide to close your business at any given moment. If you have signed up with Xolo Go, closing the account only takes a click of a button. However, keeping your Xolo Go account open won’t cost you anything even if you don’t have business since the fee is calculated only from withdrawals.

Currently, we offer our services to customers who plan to operate a one-person-business, such as freelancers and contractors acting as professional service providers, e.g. software developers, IT experts, business consultants, marketing & sales gurus, designers, translators or similar.

For now, it is only possible to invoice customers in the EU, US or Canada with Xolo Go.

We don’t yet support businesses involved in buying and selling physical goods, including drop shipping and Amazon FBA. We don't support business activities requiring a licence, such as financial services, travel agencies or gambling. Xolo doesn’t support companies dealing with cryptocurrencies or who hold ICOs to get funding at the moment either.

Xolo Leap

Not a solution for you?

Do you want to own a company or to have integrations to payment gateways available?
Xolo Leap might be a better fit for you.