Xolo, the all-in-one service for freelancers

We combine our team of expert accountants with an easy-to-use online accounting and invoicing platform that's custom-made for freelancers.

Inde
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Forget everything you
know about gestorías

We are much more than an accounting service: Xolo is your trusted partner in all things freelance business.

With access to our platform you will have full control of all your accounting with the peace of mind that comes with the knowledge that there is a team of expert accountants working behind the scenes to make sure everything runs smoothly.

A service for modern life: we take all the best things about technology, then add a human element to guarantee top-tier service for you and your business.

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Just starting out as a freelancer?

Start your freelancing career off with a bang! We process your autónomo registration with the Spanish Hacienda and Social Security, free, completely online, within 24 hours.

Our superpower

Xolo’s online platform has everything you need to manage your freelance admin in just a few minutes a day, accessible anytime, anywhere.

Save time creating invoices

  • Create a detailed client directory for faster invoicing
  • Invoice Spanish or international clients in a variety of currencies
  • VAT and income tax are automatically calculated according to your activity and the location of your client
  • Customize your invoices with our template library
  • Create and save draft invoices for easy edits later on

Make the most out of your deductible expenses

  • Upload your business expenses to your dashboard
  • Or, use the unique email address provided to send your expenses directly to your dashboard
  • Connect your business bank account to track your expenses (optional)
  • Our system will automatically approve any deductible expenses. 100% safe and secure
  • Our accounting team will periodically review the remaining expenses for each quarter, and advise you if you have questions. We can guarantee no problems with Hacienda when it comes to filing your tax returns

Take control of your taxes. Say goodbye to uncertainty

  • A real-time overview of all your taxes and their current status
  • A overview of all the Modelos (tax forms) that we'll file for you
  • A calendar of tax obligations with key dates every quarter
  • Relevant information on taxation, to keep you in-the-know
  • A quarterly estimate of how much tax you will need to pay. We calculate this using an prediction based on the income and expenses you have entered (estimated amount)
  • View all your tax returns quickly and conveniently. You can download them as a .pdf doc for your personal records

No matter if you
have clients in 🇪🇦 or 🌍

Xolo is designed for freelancers registered in Spain, regardless of whether you are Spanish or from somewhere else. Our international experience and local knowledge allow us to offer the best service and advice to freelancers with clients in Spain or anywhere in the world.

Choose the rate that best suits you depending on whether you’ll be invoicing locally or internationally.

We’re a REAL gestoría

We have a team of professional accountants who are experts in freelancing in Spain, with more than 10 years of experience in the sector, and knowledge of local and international taxation.

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Agencia Tributaria

We have a collaboration agreement with Agencia Tributaria (Spanish Tax Agency), the government body in charge of applying and controlling the tax system.

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ASEFIGET

We are members of ASEFIGET, an Association dedicated to representing and serving the tax professional.

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CIRCE

We use the CIRCE system to carry out all the necessary autónomo procedures telematically.

⚠️ We will never ask you for your Certificado Digital (digital certificate) to do anything. Remember that it is a personal document and you should not share it with anyone.

José — Expert in freelancers

Our team of accountants

An accountant who specialized in freelancers

As soon as you start, we will assign you your very own gestor (accountant), who will review your deductible expenses, advise you when necessary and file your tax returns. Your accountant will analyze the situation that suits you best so that you can optimize your taxes and save money.

We file your tax returns for you

Being a freelancer with Xolo is kind of like working for a company – in the best way possible. Don't worry about quarterly tax returns or filling in forms, because that's our job! All you have to do is create invoices through our platform and upload your business expenses. We'll take care of the rest. 😉

Once our accountants have prepared and submitted your quarterly VAT and income tax return. For ultimate peace of mind, request a consultation through our platform and our accountant will review your return with you line by line.

Tailor-made care and assistance

We offer you professional and personalized support throughout your freelance journey, from start to finish. No matter how complicated your situation is.

We have a team of experts in accounting and taxation for freelancers in Spain. This team of experts will analyze your situation and advise you on your best options. Our experts have more than 10 years of experience in this sector with unmatched knowledge of Spanish regulations and how they pertain to those with international business backgrounds.

Our commitment

We take what we do seriously. That's why we want to make a few things clear:

Hacienda won’t come after you

Peace of mind. Forget about duplicates or tax errors thanks to our automated platform. Our team of accountants will always check that everything is in order. We'll make sure you never have to deal with a penalty from Hacienda because of Xolo.

We won't run away if things go wrong

In the unlikely event that there is a problem with your taxes, we take full responsibility if the error is ours. In addition, if you receive any notification from Hacienda, we will help you to respond and ensure that it is dealt with in the best possible way.

No (bad) surprises at the end of the quarter

Your tax information will be constantly updated based on your income and expenses, so you can predict how much tax you will have to pay each quarter. Transparency and control of your finances, thanks to our platform.

Xolo is perfect for...

Consultants, analysts

Developers, product owners or IT related

Marketing and communications

Financial, legal, insurance and rental activities

Got questions?

We've got answers! Here's a few to get you started:

We're much more than a gestoría: Xolo is your trusted partner in your freelance life. We combine our team of expert accountants who specialize in freelancing in Spain, with an easy-to-use online accounting and invoicing platform designed exclusively for independent professionals.

With Xolo, freelancing is just like working for a company. Don't worry about filing tax returns, filling out forms or downloading invoices for your expenses, we take care of everything, and when we say everything, we mean everything, except working for you of course.

Once you have subscribed to Xolo you will be able to enjoy:

  • An online platform to manage your freelance business. Intuitive and accessible anytime, anywhere, you'll be able to issue invoices, manage business expenses and estimate how much tax you need to pay each quarter.
  • Accounting service for freelancers to process your autónomo registration (if you haven't already done so), file your quarterly tax returns and advise you on everything taxation and accounting related.

Add-on options, charged separately:

  • Insurance for the self-employed
  • Legal advice
  • Income tax return
  • Autónomo registration (if you cancel your Xolo subscription during the first 6 months).
  • Autónomo deregistration and pending tax reports once de-registered

Check our pricing page.

Nope, not just yet!

For now, we only offer service to customers who plan to operate a freelance business and provide professional services e.g. software developers, IT experts, business consultants, marketing & sales gurus, designers, translators, etc.

We don't (yet) support businesses involved in the buying and selling of physical goods, including dropshipping and Amazon FBAs. We also can't support business activities which require an activity license in Spain. Xolo is also unable to provide support for businesses dealing with cryptocurrencies.

When you operate your freelance business using Xolo's platform, we make sure you get the taxes right the first time. We collect the input for all your Spanish tax reporting obligations seamlessly in the background. In other words, you don't have to be an expert in taxes nor do you have to spend your valuable time and energy compiling tax reports yourself — instead, you can leave it in our capable hands.

For example, if you use Xolo's invoicing tool to issue your sales invoices, our system calculates and applies the correct VAT and IRPF taxes automatically based on your input in regards to the clients and the specific project terms. Similarly, if you buy something business-related and submit the purchase invoice via your Xolo email or our online platform, we process the invoice and automatically detect whether the vendor has included the correct taxes on the invoice, and then record them on your account.

When the tax reporting period (quarter/year) is over, we take into account all your recorded business transactions (both revenues and expenses), in addition to past tax reports, and determine which tax reports are applicable to you at this time. We then compile the required tax reports ourselves and submit them on your behalf when they're due.

Your job is to provide sufficient input (sales invoices, expense docs, further details) for us in a timely manner, and make sure your bank account has sufficient funds to cover the tax payments when they come due.

In the unlikely event that there is a problem with your taxes, we take full responsibility if the error is ours. In addition, if you receive any notification from Hacienda, we will help you to respond and ensure that it is dealt with in the best possible way.

At Xolo, monthly payments are made every first day of the month, i.e. if you subscribe on October 20th, your first payment will be charged on November 1st.

Need anything else?

One of the main concerns of a freelancer is feeling lonely. We are here to help you with whatever you need.

Talk to an expert

Book a call and one of our freelance experts will contact you to explain step-by-step how Xolo works.

Request a callback

Drop us a line

Write to us at hola@xolo.io with any questions or concerns you may have.

Send an email

Monday to Friday: 9h -18h
(CET)

See for yourself

See our available support resources:

FAQs Guides (in Spanish) Video tutorials
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More than 100,000 freelancers trust Xolo to manage their business as freelancers

If you also believe that the future of work is for freelancers, that overpaying taxes makes no sense and that bureaucracy shouldn't be a barrier, you're already halfway! Join our community of fiercely independents that want to live life on their terms!

Be part of the freelance revolution