Insurance made for the independent freelancer

Take a gamble on new projects, but not on what's important. Take out your self-employed insurance with Xolo and make sure you meet all your obligations.

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Freelancers also need insurance

Being independent has its risks. In fact, there are several mandatory insurances for freelancers, and others that are more than recommendable.

Mandatory insurance for freelancers

  • Civil liability insurance is always mandatory, except for those who do not work in front of the public.
  • Multi-risk insurance for the spaces in which you work.
  • Agreement insurance for your employees.
  • Vehicle insurance if you move from here to there.

Optional insurance for freelancers

  • Health insurance.
  • Sick leave insurance (compatible with Social Security).

How to choose your freelance insurance

  1. Check which insurances are compulsory according to your activity.
  2. Choose the coverage(s) you need
  3. Select your provider
  4. Deduct part of your expenses.

Freelance insurance with Xolo

We want to make it easy for you. Take out your self-employed insurance with us and never worry about coverage again.

Freelance health insurance

Xolo’s chosen insurance provider helps to ensure that you’re ready for unforeseen events, and can be seen even when the Social Security doctor is late in attending.

From 39 € per month | Provided by Catalana Occidente.

Depending on your needs, you will be able to contract the coverage that best suits you as a freelancer. Some of the most common coverages are:

  • Medical assistance
  • Faster tests and diagnostics
  • Hospitalization
  • Dental assistance
  • National and international coverage

Starting from 39 € per month.

Get health insurance

Liability insurance for freelancers

Your freelance activity, fully insured. Save yourself the dramas and fines that can affect your business. If your work involves interacting with other people: this insurance is just what you need.

From 125 € per month | Provided by Catalana Occidente.

This insurance covers all the consequences derived from your work activity:

  • Legal costs
  • Employer's liability
  • Business damages
  • Business premises

Starting from 125 € per year.

Get liability insurance

A secure business is a successful business

Peace of mind is priceless. Get your freelance insurance with Xolo and take concerns off your mind. You'll have more time to focus on continuing to improve as a freelancer.

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Your insurance in 3 easy steps


Create your profile in Xolo and explain to us the details of your case. This way we will know if we are a match.


Choose your plan: Starter, Global or Premium. Each freelancer has one designed for them.


Now it's your turn to choose insurance. Choose from the options available in your Xolo control panel.