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What are the bank and transaction fees?

Last updated: September 27, 2025

If you use bank accounts, payment gateways etc. to make or receive payments, the following fees may occur:

  • Bank/merchant account setup fees
  • Bank/merchant account maintenance fees
  • Gateway fees
  • Balance holding fees
  • Service fees per transaction charged by banks or gateways involved
  • Currency exchange fees


These fees are all considered business expenses, as long as the relevant transactions were related to your business activities and do not need separate documents to be submitted.

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